FirstChoiceCapital Review - No Credit Check Loans | Honest Reviews

No Credit Check Loans - First Choice Capital Loans


FirstChoiceCapital Review

Price: Up to $2500 Instant Approval

First Choice Capital offers both short term loans for $1000 and longer term loans for $2500 and higher amounts. They welcome all customers, whatever their credit history


12 User reviews


Editors rating

FirstChoiceCapital offers both short term no credit check loans up to $1000 and long term cash advances for $2500 or higher amounts. They welcome all customers, whatever their credit history and who want:

  • Short term loans up to $1000
  • Long term loans up to $2500
  • Instant approval
  • Cash to spend as they wish

First Choice Capital understand that their customers often need to borrow larger amounts to cover unbudgeted expenses such as car repairs, home improvement or a vacation and in response to this demand from their customer base, now offer fast-approval loans for higher amounts with a longer repayment term. Borrow up to $2,500 cash for any reason you choose, without judgement: enter your details on their secure, encrypted, online form and wait a few minutes while they find loan terms to suit your needs. First Choice Capital’s loans with no credit check are available from $100-$1000 at competitive rates and with instant or overnight payout, offering you a swift, helping hand when you need it most.

Conclusion Rating
Loans With No Credit Check - First Choice Capital Loans
5 stars


  • j.j says:

    I am glad I turned to First Choice Capital, my experience with them has been simple and straightforward, and anyone who wants a cash loan at an affordable rate should consider them. They don’t check your credit score, so don’t worry if you are in trouble they WILL help you.

  • H. Garcia says:
    5 stars

    We got a loan even though at the time my wife and I had missed some payments on our utilities. The loan was used to pay what we owed & got us into a better situation where we now have just that payment & it is easy to pay so thank you. And, the cash loan was paid to us on the same day we applied.. WHY aren’t all lenders this helpful?

  • Allen Stewart says:

    Here is my review for First Choice Capital Resources, a short term loan company who offer loans aimed at the “poor credit” market.

    Firstly, FCCR have a long-standing history in this market, and have been around for many years. Right off the bat, this enables them to offer lower APRs than a lot of newer companies offering similar loans, who have sprung up with the explosion of the internet and often take advantage of customers in dire circumstances who need a quick fix.
    FCCR are trustworthy. They will loan you money as fast as they say but be warned that you will need to adhere to the payment plan they set out for you. While always fair, it will reflect the risk you pose to them. FCCR will individually assess your ability to pay and set rates accordingly.
    Honestly, my only complaint is that they don’t offer larger loans but I suspect that is because they have to cover themselves against possible abuses.
    I would suggest that like myself, customers with bad credit turn to FCCR initially with a view to repairing their credit, and take several subsequent loans until they have proven they will repay on time, this will then qualify them to other companies who offer larger loans.
    There is hope for those in debt, and companies like FCCR will help you if you will work with them.

  • "Moomy" says:

    The best loan company i have ever had the pleasure to borrow from. They made a difficult situation 100x more bearable, and acted swiftly and with discretion. I love being treated like a valued customer and FCC gave me that experience. I have to say that they deserve their reputation as one of the best and brightest poor credit loans lenders on the market as they make it an extremely comfortable experience.

  • Jen Belafonte says:

    I have been using First choice Capital for 7 years and I get a really low rate with tham now. Thy’re my go-to lender and I am very happy with the speed they payout, I have never had a problem. One time I was gonna be late paying but a quick call to customer service soon sorted it out and they gave me an extension with no penalty.

  • S Joseph says:

    just got another $800 here, I have to borrow every so often but I find it pretty easy. I like having these guys to turn to when I wanna buy things or when my budget is a bit short.

  • Ortiz, M. says:

    I take a small loan, $700 and then qualify for $1,500. Both times I repay in full, on time and find repayments comfortable. My wife pleased that loan cost is low. We consider 3rd loan in time.

  • D Forza says:

    Not so happy!!!!! I want $7000 but First Choice Capital only lend me $2000, it will do I suppose but I am not pleased and I am still $5000 short for my needs, but $2000 is better than nothing. You could do better and give your customers chances to borrow more money!!!!!!

  • bridget says:

    Wow, fantastic… they lent me $1250. Would have preferred more but it will do for now and at least I didn’t have to worry about being credit checked !

  • Karl Hasz says:

    Ya, I like First Choice. I borrow off them maybe once every 2-3 months , because my work is kinda up and down and I don’t always get enough hours. I usually borrow 500 bucks but my sister was complaining she wanted $5000 and couldnt get it here and they only offered her $1,700. I think it’s because she is on welfare and food stamps. She should stop bitching and be glad that FirstChoice would even consider lender her anything at all. I have never needed to borrow more than $1000 here but I called customer service one time to discuss my options and mentioned my sister’s complains, and they said that while they couldn’t comment on another customer’s situation, the “hypothetical” reason would be that repeat customers build trust here, regardless of the SOURCE of their income, and that a new customer in the situation i described would not just be given $5000, especially as they do not check credit referencing agencies. She went on to tell me that I am now eligible for larger loans here should I ever need them, as a valued customer, because I have “proven” myself by borrowing and repaying several smaller loans. She also informed me that my credit score is now 702, and just 18 months ago it was 553!!!

  • k figueroa says:

    Well, pros and cons here. Pro: I got a cash loan within 36hours, there was no credit check, and I did get to choose the repayment date, but CON, BEWARE!! I could only get $2,100 when I did request $2,900 and I was late repaying so I had to call and try and sort that out.

  • Brandon, miami says:

    I didn’t get refused although I qualified for slightly less than I requested. $2100 is not quite what I need but its better than nothing. Its my own fault, I should never have ignored cc payments and pretended for as long as I did.

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